Bank transfers (SWIFT/Wire) are available to GCC players but are typically slower and costlier than e-wallets and USDT-TRC20, and they can be affected by the Friday/Saturday weekend. This guide explains when bank transfers make sense and how to avoid delays or rejections.
Note: Local laws may restrict online gambling. You’re responsible for compliance.
How to make a bank transfer — step by step
Complete KYC and match names
Ensure the bank account name matches your site account. Prepare recent documents (< 90 days).
Get the correct SWIFT details
Copy IBAN/SWIFT/BIC and the reference. Any mistake can trigger a hold or return.
Choose the right timing
Send on a business day and before the cut-off. Late-week transfers may roll into the next workweek.
Keep the MT103 proof
Ask your bank for a SWIFT MT103 copy to trace funds across intermediaries.
For your first withdrawal: consider faster options
To get funds faster, use USDT-TRC20 or MiFinity for the first payout, then make a bank transfer later if needed.
Bank transfers vs. alternatives
| Option | Speed | Fees | Best for |
|---|---|---|---|
| Bank transfer (SWIFT) | 1–5 business days | Medium–high (intermediaries) | Large amounts, formal documentation |
| E-wallets (MiFinity/Jeton) | Minutes–hours | Low–medium | Quick deposits/withdrawals, flexibility |
| USDT-TRC20 | Minutes | Very low | Fastest first cash-out, Fri/Sat weekends |
Fees vary by your local bank and intermediary banks. Ask for a fee breakdown before sending.
Practical fixes for delays or holds
- Use MT103 to trace the payment through the intermediary.
- Double-check that the reference field was included exactly as provided.
- If holds repeat, switch to USDT-TRC20 or an e-wallet, then bank transfer later if required.
- Avoid sending near public holidays and weekends.
FAQ
Do local banks allow transfers to gaming sites?
It depends on your bank’s policy. Extra checks or rejections can occur. Alternatives: e-wallets or USDT.
Which currency should I use?
Often EUR/USD. Sending from AED/SAR can add FX margins and conversion fees.
Can I withdraw to a bank if I deposited via wallet/crypto?
Most sites require using the same method for withdrawals. Check the site’s policy before you deposit.